Here is a concise summary of our service:

• We manage client accounts for absolute return profit objectives.
• We are compensated by performance fees, not by transactions made.
• TD Ameritrade provides The Asset Protection Guarantee for your account protection.
• We provide access to your account 24 hours a day.

Advantages

• Performance-oriented fee structure
• Segregated customer accounts
• Uses highly reputable brokerage
• Excellent customer service
• Highly managed accounts

Planning & Retirement

• Client focused solutions with professional management
• Retirement savings plans that are aligned with your retirement goals
• Good diversification to existing portfolio of traditional investments
• Low transactions fees
• Variety of plans for new investors
• Alternative options for aggressive investors

Experts in the State Retirement System

There was a time when employers offered one kind of retirement plan: a pension plan. You worked for many years for the same employer, and you got a monthly check when you reached retirement age. These days, though, other kinds of retirement plans are being offered as alternatives to traditional ("defined benefit") pension plans. These other retirement plans don't use a formula to determine your retirement benefit. They are often described as "defined contribution plans."  Defined benefit plans include traditional retirement plans such as the FRS Pension Plan. Your benefit is "defined" based on a formula that uses factors such as service, age, and pay. Your employer is responsible for coming up with the money to pay your benefit. Defined contribution plans include the FRS Investment Plan, as well as 403(b), 457 and 401(k) plans. What's "defined" are contributions made to this kind of plan, rather than your benefit. Your benefit is based on contributions to your account, as well as your account's investment earnings. Your investment earnings will depend, to a large extent, on how much risk you are willing to take and the fees charged to you by the investment funds. "Portability" and "control" are two terms often used to characterize these types of plans because you can take your retirement plan with you to a new job and you control the way your account is invested.

Let ABEO Investments handle all of your state retirement questions and needs. State pensions tend to be difficult to understand, and many times retirees are forced to accept plans that do not suit them very well. Contact us before you make retirement decisions.

Flexible support, outstanding service

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